One very successful way that we're helping ourselves pay off debt is that we've more often been choosing to do things ourselves rather than buy an item or hire a job done.
One significant example is that a little over a year ago our heat pump stopped working.
I had a contractor give us an estimate for replacing the system - let's just say it was five to six thousand dollars. I talked to someone I worked with and he suggested I just do it myself. Do it myself? You can't do that, can you? You have to have a license and all that!
Well, turns out, you can order all the parts online and they come pre-charged with the refrigerant (the stuff you need a license for). You can just put everything into place, run the pipes and open a valve to release the refrigerant. Of course, I'm simplifying it here, but it's really not that bad. I managed to get it all done over the course of a about a week of evenings.
Best part - after the tax credits for the new system, we got it all done for under $2000. That's what I call worth it! Then, the new system saved us money on our electric bill to the tune of $30 per month! Wonderful!
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